To determine whether it makes more financial sense to buy or rent in your area, compare home sales prices with the cost of renting a similar place.
要想判断你所在地区是买房划算还是租房划算,可以将房价与同类房屋的租价做一个比对。
Divide the price of the home by the total cost of rent for one year. If the result is more than 20, 'I'd be very concerned that the price [of the home] might fall more,' says Mr. Baker, and you should consider waiting to buy. If it's 15 or below, he says, 'you're probably reasonably safe' with prices holding steady or growing.
贝克认为,如果将房价除以一年的租价得出的结果大于20,“我就会担心房价极有可能还会再跌,”你就应该考虑再观望些时候了。他说,如果结果小于等于15,“买入应该还是相当安全的,”因为房价会保持稳定,甚至还会上升。
What is your job and relationship status? Twentysomethings are still getting a grasp on their futures and a constantly changing lifestyle might require the flexibility of renting.
你目前的工作如何,跟伴侣的关系如何?二十几岁的人群还是在事业打拼阶段,个人生活方面也经常会有变动,也许还是租房这种灵活的方式更适合他们。
But 'if your career stability is strong, you are comfortable doing what you're doing and you are committed in some form to your lifestyle,' Mr. Morris says, buying a home becomes a more attractive option.
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