Unemployed? Laid-off writer Pamela Abrams reports on 12 ways to maintain your sanity, juggle your finances, and figure out your next best move.
失业了?下面是“下岗”作家Pamela Abrams总结的12个方法,让你在失业时保持头脑清楚、平衡开支、以及如何走出最佳的下一步。
Make a financial plan
制定一份理财计划
"Unemployment is not the end of the world, and people get through it," says Thomas Bonito, a financial advisor in Livingston, New Jersey. "The first thing to do is make a list of your assets." Then list all of your liabilities, and begin eliminating expenses you can temporarily live without, such as vacations, entertainment and possibly services like gardening and housecleaning. "Creating a stripped-down budget and being disciplined about sticking to it will increase your confidence," Bonito says, "and that's good for job-hunting."
新泽西州利文顿的一位理财顾问Thomas Bonito说:“失业不是世界末日,人们会渡过难关。”他说:“第一件事就是列出你的财产。”然后列出你所有的花销。然后将那些暂时不需要的开销,例如度假、娱乐、园艺服务、房屋打扫服务这些减去。Bonito说:“给预算‘瘦身’并始终严格遵照执行的话将会增强你的信心,这对求职是有好处的。”
Don't give up childcare right off the bat
不要开始就放弃幼儿护理
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