Let technology aid you: Use web tools to make it easier to budget your money. There are free site that lets you to view all of your accounts in one place and provides budgeting tools that help determine where it would be easiest to cut spending. Consider downloading apps that'll help you save. There are even apps that will save you money on gas and let you text for free.

使用高科技：网络工具可以让你更方便做出预算。有些免费网站可以让你在一个地方查你所有的账号，并提供预算工具帮你确定最简单的削减开支的方法。考虑下载应用程序帮你省钱。

Automating: The best way to make sure you're saving enough is to automatically put a chunk of your money into your savings and retirement accounts every month. It's generally better than relying on your willpower. If you're already automating, try to increase the amount by five percent.

自动存钱：确保你攒够钱的最好方式是每月自动往储蓄账户和退休帐户转一大笔钱。通常来说，这个方法好于依靠意志力来存钱的方式。如果你已经自动转账存钱了，试着增加百分之五的储蓄量。

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