The money values we learn as children stay with us the rest of our lives. If you are a parent,
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.
Here's what you can do:
Help your child begin to save. Open savings accounts for your children, and teach them how the bank adds interest to their savings that makes their money grow.
______72______You may even want to set up a matching program, contributing fifty cents for each dollar your child saves.
Teach your child about stocks(股票). A child in elementary school can start learning about how businesses work.
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.Then use Morningstar Mutual Fund Guide(available at your library)to find a quality mutual fund that holds some of these companies, or a mutual fund that caters to children such as the Stein Roe Young Investor Fund. Many funds accept regular monthly investments as low as $50 a month,
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Encourage early IRA(个人退休金账户)saving. The new Roth IRA is a great way for children who are working in summers or after school to begin saving for their future. Imagine how much money you'd have today if you had saved $3,000 a year since you were a teenager!
Let your kids handle their own money. We all learn by doing,
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They may make mistakes, but they will be small mistakes that may help them avoid larger mistakes as adults.
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