Now parents are required to co-sign on credit cards for children under 21. “If their name is on the credit card, then the parent may say, ‘Hey, my name is on this. Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor. “When parents were the co-obligors（共同借贷人），the children caused less debt. If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards.” Still, Pinto believes parents should start the process much earlier. “Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said.

　　Ramsey, however, disagrees. “Throwing teens into a pool of （credit）sharks is a sure way to guarantee a life-time of heartache,” he said“You can make online purchases and rent a car with a credit card. Of course, you must have money in your bank account before you can make a purchase with a credit card. But paying for things with money is what you are supposed to do. ”

　　6. The author mentioned her experience in Para 2 mainly to_______.

　　A. prove the convenience of using credit cards

　　B. tell what impression credit cards leave on kids

　　C. give advice on using credit cards wisely

　　D. explain the pleasure credit cards bring to customers

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