3. I’m not good with numbers
3.我对数字不敏感
This is a lame excuse when it comes to dealing with your personal finances. It’s all about adding and subtracting. You don’t need to be a rocket scientist to keep control of your finances. You have to know exactly how much you have in each of your accounts.
当涉及到管理你个人的财务的时候,这个借口太弱了。全是关于加减法的运算。你并不需要成为一名火箭科学家来控制好你的财务。你需要明确知道你的每个账户中有多少钱。
When you spend using your debit card or pull cash out, write it down and subtract it from the account you took it from. When you spend using your credit card, you have to hold on to receipts so that you’ll know exactly how much your statement is going to be.
当你刷借记卡消费或者取现的时候,记下来,从你的账户中减掉所用的金额。当你用借记卡消费的时候,你需要保存好收据,这样你才能明确陈述自己的钱花在哪儿了。
4. I am in debt
4.我欠了债
Being in debt doesn’t mean that you can never have a good financial future. If you can get yourself out of debt and change your money habits, you can have a great financial future. If you’re in debt, don’t continue to put off dealing with it.
欠债并不意味着你未来永远不能拥有良好的财务状况。如果你能让自己摆脱债务,改变你的金钱习惯,你就能拥有很好的未来财务状况。如果你欠债了,不要总是拖延不去处理债务。
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