B: Yes. I have a savings account and a checking account. (1Ten thousand dollars.2A personal loan. 3Yes.I’ve been a customer for the past five years. 4We intend to replace the heating system in our house. 5We’d like to take a trip around the world.)
A: All right. I’ll give you an application form. You can fill it out here, or take it home if you like.
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A: Don’t you like this rug (videocassette recorder/camera/grandfather clock/portable color TV/yacht)?
B: Yes. It’s very nice, but I don’t think we can afford it.
A: No?
B: No. I don’t think so. Remember….our bank account is pretty low right now, and we still haven’t paid last month’s telephone bill (.make this month’s car payment/pay this month’s gas bill/write a check for this month’s rent/get birthday presents for the grandchildren send in our country club dues)
A: Hmm. You’re right.
B: And besides, we don’t really need a new rug right now, do we?
A: I suppose not.
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Credit cards are common these days. Consumers consider credit cards to be very useful and convenient. They can use theirs cards in many shops and restaurants. They don’t need to carry large amounts of cash in their wallets or purses. And if they find themselves unexpectedly in need of money; they can use their credit cards to pay for goods and services or even to get cash advances from certain banks.
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