Consumers can apply for different types of credit cards. One major credit card company sends a monthly statement to the customer and requires that the total amount be paid immediately. Other major companies send a monthly statement, but only require payment of a portion of the total bill right away. Customers ca pay a minimum amount shown on the bill or any larger amount they wish to pay. Many people use their credit cards this way so that they can afford to buy items they will pay for over a period of time. This can be expensive, however, because the credit card companies charge interest on the customers’ unpaid balances.
Credit cards can also be very convenient for shopping by mail or telephone. Many catalogs include a place to fill in a credit card number on their order forms. By writing down the card number and signing on the appropriate line a person can charge the purchase to his or her credit
Would You Be Interested in Applying for a P.J.Nickel’s Charge Card
A. Excuse me. Would you be interested in applying for a P.J.Nickel’s charge card? We’re offering a complimentary bottle of perfume today to everyone who applies.
B. Hmm. I suppose so.
A. All right. If you don’t mind, I’d just like to get some information from you.
B. Okay.
A. What’s your name?
B. George Parker.
A. And the address?
B. 1472 Central Avenue in Lakewood.
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