Passage 6

　　It is necessary as well as important that teenagers learn how to save money. As is known, the money you save can be for rainy days and be used to pay through your college education. If you think it is a hard task and don’t know how to do it, please do as the following.

　　____16__

　　My dad always tells me that if one doesn’t respect money, it will never respect you. Hence, it’s important that you keep a record of your daily expenses. Make it a habit to write down all that you have spent. And when you find out the total expense at the end of the month, you’ll realize what you’ve spent more money in doing _17____ .

　　Open a savings account

　　Opening a savings account is a better way to save money. You can set a goal: say (for example), the money is for a new notebook or for college, and then save, until you have enough money to buy a notebook or until you go to college. ___18___

　　Don’t carry much cash

　　Do you have the habit of not leaving a store without buying anything? The only way to stop that is carrying less money with you. Go to the store with the minimum amount of money, which will not even help you buy a drink. ___19__.

　　Save the change

　　Save the change that you get back. If you have gone to a shop to buy something and get back some change, then do not spend them

　　20___

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