28. What would be the best title for this text?

　　A. Banking of Various Forms

　　B. Improvement of Banking Industry

　　C. Development of Online Banking

　　D. Functions of the “Brick-to-Click” Bank

　　C

　　Modern smart phones are fast becoming the must-have item. But what’s in store for the next generation of smart phones?

　　Tired of carrying around that heavy wallet? Soon you won’t need to! The next generation of smart phones will have NFC technology, which lets you pay for things with your smart phones. All you do is enter your credit card information into your phone. Then, when you are in a shop that allows NFC payments, you just wave your phone over a special instrument at the checkout. The purchase is instantly charged to your credit card.

　　Ever seen someone wearing something and wished you knew where to get it? Soon it will be easy with PicCommerce, new technology that uses image-recognition software. Here’s how it works. If you see something you like, simply take a photo of it with your smart phone. Then, your phone will send the image to a special server, which will respond with information about where you can buy it and how much it will cost.

　　Sick of your smart phone battery going flat? With so many applications draining (消耗) the battery, the latest phones need to be charged every day. But next generation smart phones will come with built-in chips that can connect to an antenna (天线) in your home. And as long as your phone is within range of the antenna, you will be able to charge your smartphone wirelessly, even if it is in your pocket.

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