STEP 4：Emergency account.As a young adult，I developed what I called an“Emergency Fund”．Now this is where things get tricky.You want an emergency account for household bills and a separate emergency fund for natural disasters.Based on your family size，you will need to determine how much you need to have in the account.I chose $ 250 per household member as a good amount for how much to keep in this account.This $ 250 in an emergency can fund last min airline tickets，gas fare，food or even hotel expense for a night if necessary.

　　STEP 5：Food and safety disaster kit.In addition to having the information kit and the emergency account，there should be a food and safety kit.This kit should include a flashlight，bandages，matches，batteries and a portable radio(if you have one)，bottled water，hand sanitizer etc.In addition，add non­perishable(不易坏的)items so you will have food on hand.

　　【语篇解题】 随着全球气候的变化，自然灾害频繁发生，我们是不是该“未雨绸缪”，为应对自然灾害做些准备呢？

　　答案及解析：

　　1．ignore　[根据第一段的第一句“Most Americans do not think about preparing for natural disasters until one is knocking at their doorstep.”可推知，人们总是忽视对自然灾害的防备。]

　　2．kinds/types　[根据第二段第一句“What type of natural disasters are most common for the region I live in？”可知答案。]

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