3. D。推理判断题。由最后一段可推出“传统的银行面对着来自手机银行的巨大挑战”。

　　B

　　[2017·江西高考]

　　One might expect that the ever­growing demands of the tourist trade would bring nothing but good for the countries that receive the holiday­makers. Indeed，a rosy picture is painted for the long­term future of the holiday industry. Every month sees the building of a new hotel somewhere. And every month another rock­bound Pacific island is advertised

　　as the ‘last paradise (天堂) on

　　earth’．

　　However, the scale and speed of this growth seem set to destroy the very things tourists want to enjoy. In those countries where there was a rush to make quick money out of sea­side holidays，over­crowded beaches and the concrete jungles of endless hotels have begun to lose their appeal.

　　Those countries with little experience of tourism can suffer most. In recent years,

　　Nepal set out to attract foreign visitors to fund developments in health and education. Its forests, full of wildlife and rare flowers, were offered to tourists as one more untouched paradise. In fact, the nature all too soon felt the effects of thousands of holidaymakers traveling through the forest land. Ancient tracks became major routes for the walkers, with the consequent exploitation of precious trees and plants.

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