This, as we say nowadays, is “saving for a rainy day,” on the simple premise that on rainy days, hunter-gatherers had to stay in doors to keep away from the elements.
Today, we are no longer hunter-gatherers but needless to say, it’s still prudent for people, the young especially, to practice frugality and save a little wherever and whenever they can. With today’s economy and the wage structure being the way it is, i.e. unfavorable to the young who are fresh into the work force, plus young people being young people (who tend to be spendthrifts and lack self discipline) it’s never a bad idea for parents to teach their children a thing or two about “saving for rainy days”.
And yet, parents should never talk too much to their children lest the youngster gets tired of you and tune you out entirely. And so, let’s stop quibbling right here.
Two media examples, though:
1. SINGAPOREANS may be the richest people in the region on a per capita basis but they are financially more insecure than ever, a survey has found.
More Singaporeans now want to set aside money for financial emergencies; as compared to early 2009 when their focus was on saving for retirement.
According to the latest HSBC Asian Insurance Monitor, 69 per cent of Singaporeans cited saving for rainy days as their wealth goal, up from 55 per cent in the first survey. Retirement continues to be important to Singaporeans - with 64 per cent citing this as their financial goal. However, it is now ranked second, from 62 per cent in the first survey.
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