Buy used: Whether it’s something small like a vintage dress or a video game or something big like a car or furniture, consider buying it used. You can often get “nearly new” for a fraction of the cost.
购买二手货:小到复古连衣裙或者电子游戏,大到汽车或者家具,你都可以考虑购买二手货。你经常能够只花原价的一个零头就买到九成新的货品。
Stick to the list. Make a list before you go shopping and don’t buy anything that’s not on the list unless it’s a once in a lifetime, killer deal.
按计划购物:购物前,拟好购物清单;购物时,切勿购买清单上未列出的商品,除非是碰到一生难遇的买卖。
Tame the impulse. Use a self-enforced waiting period whenever you’re tempted to make an unplanned purchase. Wait for a week and see if you still want the item.
克服冲动消费:当你有了计划之外消费的冲动时,强迫自己等上一段时间,一周以后再看看自己是否仍想购买这件物品。
Don’t be afraid to ask. Ask to have fees waived, ask for a discount, ask for a lower interest rate on your credit card.
不怕提要求:你可以要求免单、折扣、或是降低信用卡还款利息。
Repair rather than replace. You can find directions on how to fix almost anything on the internet. Do your homework, and then bring out your inner handyman.
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