4. You Don’t Manage Your Money Wisely
你不会明智地理财
The average person has the potential to become a millionaire in today’s world. Sound investments, a solid budget, and clear goals can mean that a person who earns an average salary can become a millionaire by retirement.
普通人在今天的世界上也有可能成为百万富翁。合理的投资、固定的预算、清晰的目标能让薪水很普通的人到退休时成为百万富翁。
If you don’t manage your money wisely now, however, it’s unlikely that you’ll be able to handle a million dollars with good sense. Establish a budget and create goals for yourself to help you save money now.
如果你现在不明智理财,那即便你有百万美元你也不可能好好管理。为自己建立预算并创建目标能帮助你现在攒钱。
5. You Don’t Set Clear Goals for Yourself
你为自己设定的目标不够清晰
People who don’t have clear goals aren’t going to make smart money decisions. You need goals to help you save money and invest wisely.
没有清晰目标的人无法做出明智的理财决策。你需要目标来帮你攒钱和明智地投资。
Create goals, such as getting out of debt or saving up for a vacation home. Creating goals will help you determine whether or not you should spend your money on other things that come up in the meantime. If you’re saving with a specific goal in mind, it’s much easier to say no to tempting opportunities to spend money.
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