“这些零售商有大麻烦了，”支付业咨询公司市场平台动态(Market Platform Dynamics)首席执行官凯伦·韦伯斯特(Karen Webster)说。“因为付款方式的问题惹怒顾客是商家最不愿意看到的事。”

First announced in 2017, CurrentC is an effort by merchants to build their ideal mobile wallet. CurrentC is designed to link directly to a customer’s bank account instead of a credit card. This is a strategic move, analysts say; in bypassing the credit card companies, merchants can avoid the high fees that they are required to pay on each credit transaction they process.

将推出CurrentC的消息是2017年宣布的，此举的意图是打造一种商家的理想移动钱包。按照CurrentC的设计，应用是和顾客的银行账户直接联接的，而不是信用卡。分析人士说，这是一个战略举措；绕过信用卡公司后，商户可以避开每次进行信用交易时产生的高额费用。

“Retailers are looking for a combination of factors to adopt in stores,” said Mallory Duncan, senior vice president of the National Retail Federation, a retail advocacy group. “And that includes if it delivers a good price to hold down costs for them and their customers.”

“零售商在寻找一种门店需考虑的各项因素的组合，”零售倡导组织美国零售联合会(National Retail Federation)高级副总裁莫罗伊·邓肯(Mallory Duncan)说。“这其中包括它是否能给一个好价钱，帮商户和顾客降低成本。”

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