23. Always pay off your credit card at theend of every month.
总会在每个月月底还清信用卡。
24. Set up auto transfers on your bills soyou're never late. Late fees are a waste.
在票据上创建登记自动转账功能。交滞纳金是一种浪费。
25.Opt out of overdraft protection.
退出透支保障。
26. Before you buy something on sale, askyourself: If you're just buying something because it's on sale, youprobably don't really need it.
在购买廉价出售的商品前问下自己:如果你只是因为廉价出售就购买这些商品的话,你可能不见得有这个需要。
27. Spend your money where you spend yourtime, and cut the rest. If you're a runner, you need good shoes.
把钱花在占用你时间的方面,但省下其他方面的花费。如果你常跑步,那你就需要好的鞋子。
28. Wait at least two days before buyinganything over $50. You may no longer want it or forget it altogether.
需要购买价格超过50美元的东西时,过至少两天再做决定。你可能不再需要,也有可能完全忘了这件事。
29. Cancel magazine and newspapersubscriptions you don't read.
取消订购你不会去看的杂志和报纸。
30. Wear a sweater in the house, and turndown the heat a couple of degrees. Over time, you'll save on electricity.
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