5种方法帮你改掉乱花钱的坏习惯_BEC初级作文

5种方法帮你改掉乱花钱的坏习惯

Track your spending.

记账。

Get a receipt for every purchase.Breaking up your expenses into categories like food, clothing, housing, medical care and so on, but also labeling each expense as a need or a want.Be realistic as to what is really necessary. A need is something where you would die or go to jail if you didn’t spend the money or ruin your credit.At the end of the month, total up all the categories.Do this, and you'll be more educated about how much money you actually have, and how much you have left over for fun stuff.

购买东西尽量保留收据或发票。将你的花费分类记录，比如食品、衣服、家用、医疗等等。并区分哪些是必须买的，哪些只是你想要买的。对于什么是真正必须购买的要确认清楚，它是指如果你不买你就生存不下去的物品，以及如果你不买就有可能引诱使犯罪或者造成不良信誉的物品。然后在每月月底，将每一类花费汇总起来算算自己的开销情况。坚持这样做下去，你将会越来越清楚你实际应该花费多少，有多少钱是花在了享乐上。

Reward yourself

奖励自己。

There is probably a reason you developed bad habits, which are often adopted on the road easier traveled. So if you're suddenly balancing your bank account every day, or you're regularly putting money into an emergency fund, plan to give yourself some sort of prize for the past two weeks, you've been saving money or spengding it more wisely. you can probably afford it.