Here's another reason to get serious about saving — it's a new year. Although the occasion isn't going to turn us into smart savers, it sure is a good reminder. We all have our own methods of dealing with money, but here are a couple of saving tricks that will grow your money:
又有一个原因让你认真地考虑储蓄问题了,那就是新的一年开始了。即使不能利用这个机会变成聪明的储户,这也很好地提醒了我们存钱的重要性。我们都有自己处理金钱的方法,但这里有些省钱技巧可以让你“钱生钱”:
The top-down view: Instead of skimping here and there, take the top-down approach to saving money. Basically what you need to do is figure out your biggest expenses, then brainstorm ways to save and tackle the biggest expenses first.
从大处着手:与其从小处抠钱节省,不如从大的方面开始存钱。基本上你需要做的就是找出最大的开支,然后想办法如何从这笔最大的开支中省出钱来。
Improve your memory: Studies have shown that training your memory can build up a desire to save since short-term memory is linked to planning for or envisioning the future. A couple of ways to improve your memory include attaching an image to something you want to remember and practicing memorizing it over and over again, and avoiding multitasking.
提高你的记忆力:有研究表明,训练记忆力可以让你有存钱的欲望,因为短期记忆与规划展望未来有关。增强记忆力的一些方式包括:把想记的东西和图像联系并且反复记忆;不要同时处理多件事。
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