必背作文：英语四级作文带翻译_大学英语写作

必背作文：英语四级作文带翻译

　　我个人的水平，同时享受着便利的主机可能带来的信用卡，我们不能忽视一个明显的事实：在大多数情况下，父母是没有任何限制我们唯一的消费金融来源。相反，我们都应该放在我们的首要任务，并提出自己的研究后，我们的父母以外的严重依赖

　　On Credit Card

　　At present, a wide vareity of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increse, the latest data published by Yangtze Evening Post suggests.

　　Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.

　　On my personal level, while enjoying a host of conveniences the credit card may bring, we couldnt afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents