如果你知道你的配偶是在一个金钱相对紧缺的家庭中长大,或是来自一个只优先考虑舒适度而不考虑经济预算的中产偏上阶级的家庭,你就能在摩擦产生时更好地设身处地地理解他们的想法和行为。
2. Have a goal-setting conversation.
一起讨论制定目标。
"It's a good reality check for a couple to sit down once a year, no matter where they are on the financial spectrum, and discuss what they are working toward," legal expert Ann-Margaret Carrozza told Forbes. Couples should also talk about how their big-picture goals realistically will affect everyday spending.
“无论夫妻两人的财政情况处于哪个范围,每年一次坐下来面对面的交流可以对家庭现状进行很好地反思,也能讨论他们接下来努力的方向,”法律专家Ann-Margaret Carrozza在《福布斯》上说道。夫妻也应该谈谈他们的大目标是如何影响他们的日常开支的。
3. Set a household budget and review your finances together once a month.
做到每月一次制定家庭预算并审查你们的财务状况。
Budgets not only effectively help you to track money, but also can prevent conflict by setting clear boundaries for spending and keeping both partners apprised of where their money is going.
预算不仅能有效帮助你追踪钱的去向,它还能划清消费的边界,使夫妻双方都明白钱花到哪里去了,这样一来就能避免冲突。
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