Q: What does the woman imply?

　　Section B

　　Directions: In Section B, you will hear two short passages, and you will be asked three questions on each of the passages. The passages will be read twice, but the questions will be spoken only once. When you hear a question, read the four possible answers on your paper and decide which one would be the best answer to the question you have heard.

　　Questions 11 through 13 are based on the following report.

　　How do you pay for things? Do you usually use cash, or do you like to pay by credit card? If you are like a lot of people, you probably have at least one credit card. Also, you might use it more often than you probably should.

　　Credit cards first became popular in the 1920s. At that time, businesses, such as hotels and companies, gave credit cards to their best customers. Unlike today's credit cards, customers could only use these cards at the Store or business that gave out the card. Customers had to pay for things in full. They couldn't pay for something a little at a time.

　　In 1950, a businessman named McNamara started a credit card company — Diners Club. This card could be used by customers at many restaurants. Customers liked the card because they didn't have to carry a lot of cash with them. Restaurant owners liked the card, too. Why? They found out that customers usually spent more money when they could pay by credit card.

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