你常常因一时冲动而造成奢侈浪费?即使你是高帅富、白富美,你也仍然应该理性地对待消费,对自己的理财花销保持足够的警惕性。下面八招,可以有效地防止你冲动消费。
1. Follow the Time Rule 遵循时间原则
I've seen this defined as something as small as the "one hour rule" and as big as the "30 day rule," but the idea is the same — when you see something that you want, make yourself wait a certain amount of time before purchasing it. The longer you can go, the better. If you still strongly want to make the purchase at the end of the time period, only consider doing so then. 我认为这个原则就是指等待的时间长短,说短一点,就是“一小时原则”,说长一点,就是“三十天原则”,但精髓还是一样的——当你看到你想买的东西后,等待一段时间,越久越好。如果你到时候还想买的话,就去买好了。
2. Don't Shop When Upset 别在焦虑时购物
It's easy to look for a product (whether it's food, clothing, or something else) to cheer you up when you're unhappy. One of my worst impulse purchases ever happened at a liquor store — and in an effort to cheer myself up, I purchased three kinds of liqueurs I had been wanting to add to my bar. 当你不开心的时候,靠买东西来使自己开心起来是件很容易的事情(无论食物、衣服还是别的东西)。我最愚蠢的一次冲动消费发生在一家卖酒的店里——为了让自己重新高兴起来,我买了我一直以来很想买的三种酒。
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