据两组成功预测过去两次金融危机的专家介绍,眼下新兴市场所能提供的整体回报是所有投资中最高的。这两组专家所供职的机构分别是Research Affiliates和GMO。前者是罗伯特•阿诺特(Robert Arnott)成立的一家投资咨询公司。后者是杰瑞米•格雷森(Jeremy Grantham)与他人共同创立的基金公司。GMO估计,如果算上通胀率,新兴市场在七年内提供的投资回报率可以达到50%,轻松击败任何与之竞争的资产类别。
3. Try homemade month.
3. 试着在家做饭一个月
Say goodbye to the soy chai lattes, burritos, pastas primavera and Overflowing Bucket O' Fries (a genuine bar food item spotted in Boston). Pick a month -- any month -- and try not eating out at all, for breakfast, lunch or dinner.
向豆奶印度拿铁、卷饼、蔬菜意大利面和Overflowing Bucket O的炸薯条(波士顿常见的一种酒吧食品)说再见吧。试着挑一个月(随便哪个月)完全在家用餐,早午晚三餐均是如此。
It's not easy. But these meals add up.
要做到这点并不容易,但省下的餐费可不少。
It costs you $10 to get a sandwich at work for lunch. It would cost you $2 in ingredients, and five minutes of time, to make that sandwich at home. Do you earn $96 an hour, after tax? If so, you can ignore the rest of this article. If not, try making the sandwich.
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