1. 善待父母。父母除了在你找到工作之前给你一个安身之处以外,可能还会为你的健康保险买单。如果你买的是学生险,保险可能会在八月中旬到期。到时如果你不能通过就业获得保险,你要马上开始购买其它保险。
Under the Affordable Care Act, young people can stay on a parent's health-insurance plan through age 25, but they need to re-enroll if they've been on a student plan. After you're hired for a job, it could take three months to qualify for insurance, so a parent's plan or a short-term health plan can be an option. (Short-term plans typically don't cover pre-existing conditions.)
按照现行的《平价医疗法案》(the Affordable Care Act),年轻人一直到25岁都可以纳入父母的医疗保险计划,但是如果他们曾经保过学生险,那就需要重新登记。在你找到工作以后,可能需要三个月以后才有资格享受保险待遇,因此你可以选择参加父母的医保计划或者一个短期的医保方案。(短期方案一般不会承保投保前已有的疾病。)
If your parents aren't a fallback, you might need to buy a short-term policy until January, when individuals will be able to buy conventional health insurance through new marketplaces, federal or state-run exchanges that offer standard health-insurance plans from various carriers. Open enrollment begins in October.
如果你的父母不能做你的靠山,你可能需要买一份保期到一月份的短期保险,到了一月份个人就可以通过新市场、联邦或州经营的交易所购买常规医疗保险了,这些交易所可以提供各家保险公司的标准医疗保险计划。报名开放的时间是在10月份。
【给应届毕业生的5大理财建议】相关文章:
最新
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15
2020-09-15