我们都青春过：年轻时会犯的5个错_BEC初级作文

我们都青春过：年轻时会犯的5个错

It can take 7-10 years to rebuild your credit if you have a history of late payments, loan defaults, foreclosures, or bankruptcy. During those 7-10 years, you’ll have a hard time financing anything unless you have a cosigner or put down a substantial down payment.

如果你有拖欠付款、贷款违约、取消抵押品收回权或破产历史，重建信誉可能需要7-10年的时间。在这7-10年里，你很难筹措资金，除非有共同签署人或预付一大笔定金。

Most people tend to make most of the bigger purchases in life when they get older such as a house or their dream car. If you have bad credit, you can kiss all of that goodbye.

生活中，大多数人年龄越大越倾向于购买大件商品，例如房子、香车。如果你信誉扫地，那就只有缘而没有份了。

4. Making bad investments

投资不谨慎

If you’re investing money for your retirement, making bad decisions can mean you’ll be working your entire life. Whether you choose to pay someone to do the investing for you or handle it all yourself, it’s a lot better to take risks when you’re younger.

如果你为养老做投资，不明智的投资可能意味着你将辛劳一生。不论花钱雇人还是自己做投资理财，承担风险，越年轻承受力越强。

If you invest in stock or even real estate while you’re young and the market takes a hit, you’re not ruined. Investing is a long-term venture, so the younger you start, the more fluctuation you can withstand and still come out with a positive return.