腾讯与阿里巴巴将分别推出信用卡_BEC初级作文

腾讯与阿里巴巴将分别推出信用卡

Alibaba and Tencent, China’s two largest internet conglomerates, are pushing further into the country’s financial services industry by each announcing the launch of a new credit card.

中国两大互联网集团阿里巴巴(Alibaba)和腾讯(Tencent)各自宣布推出一款新的信用卡，从而进一步深入中国金融服务业。

The duelling credit cards will extend competition between the two, which runs the gamut from ecommerce and social media to rival taxi hailing and dating apps. Both Alibaba and Tencent are expected to be among the companies eventually granted banking licences under a pilot project to set up five banks owned by private companies, announced this week by China’s banking regulator. For the time being, each company is partnering with Citic Bank, China’s 11th largest by assets, to launch a credit card.

这两家企业正在从电子商务、社交媒体到打车应用、约会应用的多个领域展开竞争，此举将延伸两家的竞争范围。随着本周中国银监会宣布确定首批5家民营银行试点方案，预计阿里巴巴和腾讯最终都将获得银行牌照。就目前而言，阿里巴巴与腾讯都将与中信银行(Citic Bank)合作推出一款信用卡。按资产规模计，中信银行是中国第11大银行。

Alibaba’s “virtual” card will be launched next week in the Alipay Wallet app. Citic will operate the card, but for the first time, the creditworthiness of applicants will be based solely on consumers’ online shopping histories, Alibaba said.