Other, less fuzzy correlations were between debt and entrepreneurship. About 26% of graduates with no undergraduate debt started their own business, compared with just 20% of those carrying debt from $20,000 to $40,000. Nearly three-quarters of college graduates leave school with debt; among those who do, the average is nearly $30,000. Graduates with that amount of debt were one-third as likely to report they were 'thriving' as graduates without debt reported.
而债务与创业精神之间的关联则没那么模棱两可。本科无负债的毕业生中约有26%的人开创了自己的企业,而背负着2万至4万美元债务的毕业生只有20%的创业比例。美国约有四分之三的大学毕业生在毕业时身负债务;负债学生的平均债务额接近3万美元。相比无负债的毕业生,背负该数额债务的毕业生认为自己的人生“欣欣向荣”的几率只是前者的三分之一。
The survey's most dramatic takeaway -- that graduation from an elite college provides no discernible advantage over Podunk U -- echoes a refrain that began getting traction about a decade ago. Stacy Dale, an economist at Mathematica, a New Jersey research firm, co-wrote a paper in 2004 that found that students who were accepted to elite schools, but attended less selective schools, went on to earn just as much money as their elite counterparts.
该调查最引人注目的发现是毕业于精英大学相比普通大学毕业并不具备明显的优势。这与大概10年前开始引起关注的一个看法不谋而合。新泽西研究公司Mathematica经济学家斯泰茜・戴尔(Stacy Dale)在2004年与人合着了一篇论文,论文指出,被精英学校录取但最终就读相对普通学校的学生,他们在毕业后的收入与精英学校的毕业生旗鼓相当。
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