8. They figure out goals for their money.

有钱人有自己的财富目标。

You need goals. You need something to strive for at every step of your financial journey. Are you working on getting out of debt? Then you should have a big “get out of debt goal.” You should also break down your big goal into smaller pieces. For example, “pay off a credit card, pay off $5,000 in student loans, or pay off half of your car.” By making these smaller goals you will stay motivated to getting to your bigger goal.

你需要目标。在理财过程中，你需要有个东西不断鞭策你。在努力还债吗？那你应该定一个远大的摆脱债务目标。同时，你应该把大目标分成无数小目标。比如，“还信用卡、还5000美元的学生贷款，或付清一半车贷”。实现小目标后，你会更有动力去实现大目标。

9. They realize getting rich is a process.

有钱人懂得积累财富需要过程。

It’s not going to happen overnight, but by making a plan and sticking with it, you will eventually get there.

你不可能一夜暴富，但如果制定计划并坚持执行的话，最终你会变富有的。

10. They don’t want what other people have.有钱人不稀罕别人的东西。

You know the couple with the amazing house? You know the girl with the awesome car? Most of them aren’t rich. They may have good incomes, but they’re most likely buried in payments. Trying to get these things will make you the same way. You will be buried in payments, but you won’t be making progress on your net worth. Decide what you want more, wealth or things?

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