Einstein once said that the most powerful force in the universe was compound interest.
爱因斯坦曾经说过:宇宙中最强大的力量就是复利。
No one is in a better position to harness this force than those who have just started earning a regular salary. But popular wisdom tells you that it is just this demographic that has a tough time saving. Salaries are typically lower.
而那些刚刚开始拿薪水的人,就是最能从这股力量中获利的人了。但是,众所周知,这恰好就是那群不擅长存钱的人。而且他们的工资通常也不算高。
Here’s how that paycheck gets divvied up across the nation.
以下是一个普通美国人对自己收入的支配情况:
1. Housing (31.9%)
住房——占总收入的31.9%
Among households in this age group, 61% are renting.
在这个年龄的人当中,61%的人是租房住的。
The average rent/mortgage check is $894 per month(60% of the total cost on housing). Obviously, this figure will vary widely based on location.
他们平均每月的租金或房贷是894美元(占住房总花销的60%)。不过显然,这个数字随着地区不同而不同。
The rest of the balance of housing money is devoted to utilities, household supplies, furniture, and appliances.
而住房花销中剩下的那部分,用在了水电燃气、日用品、家具和各种小物件上面。
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