办信用卡的优缺点_BEC初级作文_BEC初级-查字典英语网

办信用卡的优缺点

#7. No need to carry cash.

#7. 不用随时携带现金。

The majority of places accept credit cards, which means you don't have to stop by the ATM to pull out cash before going out.

大多数地方接受信用卡，这意味着你出门前不必刻意在自动取款机前停下来取现

The Cons of Credit Cards

信用卡的缺点

With all the benefits that come along with using credit cards, there are some downsides that may turn you off.

使用信用卡有很多好处，但也有一些缺点可能会让你失去兴趣。

#1. Temptation to spend more than you can afford.

#1. 诱惑你花钱致使超出你的承受能力。

Credit cards open up additional purchasing power and give you the illusion that you have more money than you really do. Studies have shown that people are more willing to spend with credit cards than other forms of payment.

信用卡增加了额外的购买力，让你产生一种错觉，觉得自己的钱比实际的多。研究表明，与其他支付方式相比，人们更愿意用信用卡消费。

#2. They reduce your future income.

#2. 他们会减少你未来的收入。

Each time you use a credit card–or any form of debt–you're borrowing from money that you haven't earned. A portion of your future income has to go toward repaying your credit card balance if you want to protect your credit.