当我决定退休的时候,我知道办手续的第一步是写一封信给我的老板,即学校董事会,要求辞去我的工作。我推迟了寄信。我不太愿意把邮票贴到信封上,因为我知道一旦把信寄出,这个决定就不能更改了。
Because I was a veteran teacher of many years, I would be eligible to receive a pension. I calculated that the revenue I would receive each month would be sufficient to sustain my current lifestyle. If I was smart about my spending habits, I might even have a surplus of money. I certainly would not need to pinch every penny. I knew the money would not come to me in the form of a check. Instead, it would be deposited directly into my bank account. I could withdraw cash from my investments if I needed to supplement my income, my credit rating would allow me to be eligible for a loan when some unforeseen financial crisis a rose. I knew, therefore, that there was no reason to panic, as my future was secure even if inflation increased or a recession occurred. In either case my income would only be minus a few dollars, a fraction of the total amount.
因为我是工作多年的老教师,我有资格领取一份退休金。我算出我每月领到的退休金足够维持我现在的生活方式。如果在花钱时精打细算,我甚至可能还有剩余。当然,我不需要去节省每个便士。这些钱不会以一张支票的形式发到我手上,而是直接存入到我的银行账户。如果我需要补贴收入,可以撤回一些投资换成现金。而且,我的信用等级使我有资格在出现无法预料的财政危机时得到银行贷款。因此,我知道没有理由惊惶失措,即使是通货膨胀或者出现经济衰退,我的将来也是有保障的。不论出现哪种情况,我的收入只不过是减少这些钱,那只是总数中的一小部分而已。
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