此次银联国际发布的《境外保险类商户受理境内银联卡合规指引》(The Compliance Guidelines for Overseas Insurance Merchants Accepting UnionPay Cards Issued in Chinese mainland)适用于适用于境外保险类商户在POS终端(POS terminals)、互联网(Internet)、移动支付(mobile channels)等所有渠道受理境内银联卡的情况,主要内容包括三点:境内居民在境外购买与意外、疾病等旅游消费相关的经常项目保险,可以使用银联卡支付;其他保险项目严禁使用银联卡支付(all UnionPay cards issued from Chinese mainland are allowed to use to buy pure insurance products (accidents, deaths, and illnesses), but are not allowed to buy any insurance product includes investment-related contents);重申境外保险类商户单笔交易不超过5000美元或其他等值外币的消费金额限制($5,000 limit on single overseas payments using a bankcard);强化境外收单机构对保险类商户管理要求(overseas acquirers are required to strictly supervise insurance merchants relating to cards issued from Chinese mainland)。
以下为银联国际声明全文:
UnionPay is committed to working with our partners to ensure the delivery of a safe and compliant transaction in the payment system.
银联一直致力于与合作伙伴协作确保安全合规的交易支付。
Recently, UnionPay has observed a significant increase in overseas insurance transactions by cards issued from Chinese mainland. In order to strengthen the acceptance of such transactions by cards issued from Chinese mainland we have issued The Compliance Guidelines for Overseas Insurance Merchants Accepting UnionPay Cards Issued in Chinese mainland (hereinafter referred to as The Guidelines). The Guidelines reemphasized the relevant regulations and business rules to ensure proper use of UnionPay cards issued from Chinese mainland at overseas insurance merchants.
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