科技公司挑战传统银行纷纷入局支付大战_公共英语阅读理解

科技公司挑战传统银行纷纷入局支付大战

Big tech groups are now working to cut out banks as the middlemen, threatening to turn legacy financial institutions into the dumb pipes that feed the back-end infrastructure of firms such as Amazon, Google or Facebook.

如今，大型科技集团正努力把作为中间人的银行挤掉，威胁要把这种历史悠久的金融机构变成向亚马逊、谷歌或脸书等公司提供后台基础设施的“无声通道”。

"The days when a single channel for financial services was controlled by banks are coming to an end," said David Parker, head of banking at Accenture UK and Ireland.

埃森哲英国和爱尔兰地区银行业主管戴维·帕克表示：“银行控制唯一金融服务渠道的日子就要结束了。”

"Companies like Google, Amazon, Facebook and many others who have much more intimacy with their customers will be able to demand and create better services", said Parker.

帕克称：“谷歌、亚马逊、脸书及其他许多与客户拥有亲密得多的关系的公司，将有能力要求和打造更好的服务。”

科技公司挑战传统银行纷纷入局支付大战1

"In the short term, this will be the equivalent of small fish nibbling away at parts of a bank's services, but in the longer-term, most banks are worried".

“从短期来看，这相当于小鱼在蚕食银行的部分服务，但从更长远的角度来看，大多数银行都很担忧。”

"It will become attractive for tech firms to pick off parts of the bank - Amazon lending to small merchants, Google putting a buy button in its adverts, Facebook facilitating money transfers."