90后花钱“大手大脚”？外媒分析年轻人花钱时在想什么_BEC初级作文

90后花钱“大手大脚”？外媒分析年轻人花钱时在想什么

与有形物品相比，千禧一代更有可能为活动或记忆买单——比如音乐会门票、酒吧账单或公路旅行。

也有媒体深入分析了年轻人所处的社会背景和经济状况，其实年轻人的消费并不像我们想象的那么“大手大脚”。根据lexingtonlaw.com的报道，年轻人在娱乐方面的花费其实只有他们父辈的2/3。怎么样，惊不惊喜，意不意外？

学会聪明地花钱

大部分国外的年轻人需要依靠贷款来支付高等教育的费用。因此也使得他们在计划自己的开支时更加谨慎，因为糟糕的财务状况可能会拖累你的未来发展，影响到你以后几十年的生活水平！

不妨和双语君（微信ID：Chinadaily_Mobile）一起来学习一下国外专家给大学生的花钱建议。

ConsumerReports.com官网给出的建议是Make a Budget（做好预算）：

1. Know your cash flow.

了解你的现金流。

People who budget typically do it monthly, but it makes more sense for students to build a spending plan around each academic period. First, tally up the money you expect to have for the semester. It's likely to be "lumpy". You may have a chunk from savings or refunds from financial aid (that's money left over after loans, scholarships, and grants are applied to your tuition, room and board, and fees) at the start of the semester, and some regular income from your parents or a job.