-一份永久授权书和医疗意愿。这样当他们丧失行动能力或不能自理时能提前安排好人来接管。
YOU NEED:
你需要:
-To not be dependent on your parents financially. Too many able-bodied and mentally capable adults are living with their parents as moochers. With parents soon losing their income, they won’t be able to financially tap into the massive savings they’ve built up for someone else’s needs, because that money needs to last for upwards of 30+ years.
-经济上不依赖父母。有太多身心都健全的成年人和父母一起住啃老。父母很快就要失去收入来源了,在经济上他们没有能力把攒下的一大笔钱给别人用,因为那些钱是他们要用来维持未来30多年的。
- Your own savings set aside for parental care. Some medical issues are VERY expensive, even with the best health insurance money can buy. They can quickly eat up a couple’s retirement savings. If you can set aside backup money of your own just in case that happens, it will give you and your parents more options in the future should something big come up.
-攒下点积蓄照顾父母。即使买了最好的健康保险但有些医疗是非常贵的,会很快耗尽老夫妻的退休积蓄。如果你未雨绸缪自己留些钱备用,未来发生大事时自己和父母也能多些选择的余地。
- To have your OWN will and power of attorney and medical wishes that address your parent’s care and well being, not just your own. If something happens to you, and your parents are in a state where they are dependent on your care and/or money, you NEED to have someone appointed ahead of time to take over your duties.
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