3.存钱

While I believe in having nice things, I'm a greater believer in paying yourself first.

虽然我想拥有美好的东西，但我相信把钱存下来会更好。

No one taught me to save when I was growing up, no one told me the importance of saving, fortunately I was able to learn the value of saving through reading great books like "The Millionaire Next Door." I want to teach others what I was not taught when I was young, and that message is to save at least twenty percent of your income. If you are to be wealthy, you must not just earn a lot, you must save a lot.

在我成长的过程中，没人教我攒钱，也没人告诉我攒钱的重要性。幸运的是，我从像《隔壁的百万富翁》这样的书中学到了存钱的重要性。我想把我年轻时所不知道的这条信息告诉你：至少把收入的20%积攒起来。如果你想变得富有，你不仅要能赚钱，而且还得会攒钱。

4.Think Long-term

4.长远打算

In high school I was thinking about college, in college I was thinking about life after college. In my teens, I was thinking about 20's, in my 20's, I was thinking about my 30s. Now that I'm 30, I'm planning how my life will be in my 40's. I'm designing my life and I'm making decisions today that will enable me to live the life I desire when I'm in my 40's, 50's and 60's.

上高中时，我在想着上大学的事情，在大学里我想着毕业后的生活；十几岁时我想着20岁的事情，20多岁时我想着30岁的事情。现在我已经30了，我在计划着40岁的生活。我正在设计我的人生，今天我所做的决定会让我在40岁、50岁、60岁时过上想过的生活。

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