华尔街日报致毕业生：给应届大学毕业生的理财建议_BEC初级作文

华尔街日报致毕业生：给应届大学毕业生的理财建议

除了在你找到工作前供你住以外，父母还可能给你买健康保险。如果你买的是学生险，保单很可能在8月中旬就会到期。如果到那时你还不能靠工作得到续保，那么就得马上开始着想其它计划。

Under the Affordable Care Act, young people can stay on a parent's health-insurance plan through age 25, but they need to re-enroll if they've been on a student plan. After you're hired for a job, it could take three months to qualify for insurance, so a parent's plan or a short-term health plan can be an option.

根据《平价医疗法案》的规定，年轻人可以享受父母缴纳的健康保险直到25岁，但如果他们已经参加了学生保险，那么他们需要重新注册。在你找到工作后，为参保出具资格证明需要3个月时间，因此随同父母参保或是短期健康投保是一种选择。

Whatever you do, don't skip getting insurance. Even those who are young and healthy need it, since a car accident or unforeseen illness can put you in a giant financial hole.

无论你做什么工作，都不要省了参保。即使是这些年轻健康的人们也需要，因为一场车祸或是不可预见的疾病就会让你深陷财务困境。

2. Reduce debt.

减少债务

An estimated two-thirds of today's graduates will leave with student loans, and the average borrower balance is almost $27,000. Debt is such a burden that it's worth scrimping for a few years, and even delaying graduate school, to pay off at least some of the debt. That will save you in interest costs and give you far more flexibility in your later twenties and beyond.