Take inventory
盘点资产
'The most important thing is to talk about your debts and to take an inventory of what assets each of you has, ' says Holly Kylen, a financial adviser with Voya Financial in Lititz, Pa.
宾夕法尼亚州提兹市(Lititz) Voya Financial公司的财务顾问霍利·凯伦(Holly Kylen)表示:“重中之重是讲明各自的债务,对各自名下的各项资产都盘点清楚。”
One way to start the conversation is to swap credit reports, preferably over a nice bottle of wine, says Ms. Savage. If your spouse-to-be is on the hook for student loans or child support, discuss whether and to what extent you're willing to help bear the cost.
萨维奇表示,切入这个话题的一个办法是相互交换信用报告,最好是在有美酒相伴的气氛下。如果另一方需要偿还学生贷款或支付子女抚养费,与之坦诚相告你是否愿意以及在多大程度上愿意与对方分担这些义务。
Credit scores are a source of stress in one in five marriages, but spouses who discuss credit scores before marriage are more likely to agree on how to use credit as a couple, according to a study about to be released by Experian Consumer Services.
Experian Consumer Services即将发布的一项研究报告显示,在各种婚姻危机中,信用记录导致的压力占到了两成。而婚前讨论过信用记录问题的夫妻,更容易就如何使用信用达成共识。
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