婚前搞定钱婚后更轻松_BEC初级作文

婚前搞定钱婚后更轻松

Set common goals

设定共同目标

From there you might set up additional joint accounts for short-term (one to two years) and medium-term (three to five) goals, such as saving to buy a car or a house. This requires doing a little budgeting.

接下来，可以根据一两年的短期目标或三五年的中期目标，另外设立几个联名账户，例如为了买车或买房而进行的储蓄。这需要小小地合计一下。

'Both people need to be flexible, ' Mr. Eisenberg adds. Say you're used to saving $200 a paycheck for a rainy-day fund, but your partner thinks that's overkill. You might agree to instead save $100 plus part of any tax refunds or bonuses that come along. 'The key to this is dialogue, ' he says.

艾森伯格补充道：“双方都需要适当变通。”例如，你习惯从工资中拿出200美元存作应急资金，但你的另一半觉得这笔钱有点多。或许你可以同意减到100美元，外加今后可能获得的退税或奖金的一部分作为备用金。艾森伯格说：“关键在于沟通。”

Save for retirement

存钱养老

'Make sure no one makes a dime without putting something away for retirement, ' says Ms. Kylen. You and your partner don't necessarily have to save identical amounts. 'Equal is not synonymous with fair, ' says Ms. Savage.