It is important to think about necessities versus luxuries at this point. If it is a luxury, then you need to skip it for the rest of the month.
这时候考虑必需品和奢侈品是很重要的。如果是奢侈品,那么你需要在这个月剩下的时间里跳过它。
You should even work on reducing the amount that you would normally spend on necessities. This can make a big difference in how long it takes you to recover from a financial mistake.
你甚至应该努力减少日常生活必需品的开支。这将会对你从财务错误中恢复过来的时间有很大的影响。
You may also want to consider selling some things to raise extra cash, taking on extra hours or picking up part-time work to cover the difference.
你也可以考虑卖掉一些东西来筹集额外的资金,加班或者兼职来弥补差额。
01 Should I Use a Credit Card?
我应该用信用卡吗?
This is a tricky situation. It is not a good idea to use a credit card, but if you are choosing between not eating at all for the rest of the month or using your credit card to buy groceries, then it is better to eat.
这是一个棘手的情况。使用信用卡并不是一个好主意,但是如果你要在这个月剩下的时间里选择完全不吃东西或者用信用卡购买食品杂货,最好还是选择吃东西吧。
However, this means that you are buying inexpensive items, you are not eating out and you are doing everything you can to reduce the amount that you are spending.
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