然而,这意味着你买的是便宜的东西,没有在外面吃饭,你正在尽一切努力减少你的消费。
You should not eat out on the credit card, and you should not be using it to go to the movies.
你不应该在外面用信用卡吃饭,也不应该用信用卡去看电影。
You do not need to wrack up big bills to travel for entertainment reasons when you are in this situation. You should also have a clear plan on how you are going to pay this off in the next month or two.
当你处于这种情况时,你不需要为了娱乐去旅行而花费大笔的钱。你还应该有一个明确的计划,你将如何在接下来的一两个月内还清这笔钱。
02 How Can I Stop This From Happening Again?
我如何阻止这种事情再次发生呢?
If you find yourself in a pattern where you consistently run out of money or blow your budget at the beginning of the month, you need to work to change your situation.
如果你发现自己在月初总是没有钱或花光预算,你需要努力改变现状。
If it is something like a car repair or an unexpected expense, then an emergency fund should solve your problem.
如果是修车或意外开支,那么应急基金应该能解决你的问题。
This allows you to cover the expense without affecting the rest of your budget.
这允许你在不影响你其余部分预算的情况下支付费用。
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