反常道而行之富人的5个理财好习惯_BEC初级作文

反常道而行之富人的5个理财好习惯

不要时刻关注股市走向。对于不从事金融业的普通上班族来说，要从股票市场每天波诡云谲的变化中找到真理，绝对是浪费时间。最糟糕的是，你很有可能因为行差踏错，做出错误投资决定而被套牢。更合理的规划是专注于自己能够控制的事情：你应该将钱投到多样化、低成本、不会让你深陷其中的投资产品。

(Two other investing caveats. People who adjust their strategy based on a conflict of interest being disclosed do not adjust it enough – and therefore make a mistake. And seeing a stock talked about on television increases the likelihood that you will buy or sell it by three to nearly nine times – an impulse decision based on nothing more than someone you don’t know talking about it.)

（另外两条投资警告。根据被披露的利益冲突调整投资策略的人往往无法调整到位——因此会犯下错误。看到电视上有人谈论一支股票，会让你买进或卖出这只股票的概率增加3-9倍。做出这种冲动决定的根据，不过是一个陌生人的高谈阔论而已。）

If you’re going to spend a lot of money on your children’s education, spend it when they’re 3 to 8.James Heckman, the Nobel prize-winning economist, has done research that shows spending money to put children into high-quality early childhood education offers the greatest bang for the buck in their adult years. The reason is from three to eight children develop traits like conscientiousness, perseverance, sociability, and curiosity. And these qualities matter more to ultimate success than SAT prep courses in high school or what college your children go to.