Depending on your level of wealth, discussing your financial situation with your teenage or young adult children can be fraught with difficulties. Most people want their children to be motivated to make their own way in the world and not to think they can sit back and rely on a future inheritance. Resentment can sometimes be caused when children see their parents spending their wealth on exotic holidays, expensive cars or other luxuries.

取决于你的财富水平，跟你十来岁或刚成年的子女讨论你的财务状况，可能困难重重。大多数人希望他们的子女具有自己在这个世界上立足的动力，而不是认为自己可以无所事事，寄望未来某时会得到的那份遗产。当子女看到父母把积蓄花在异国假日、豪车或其他奢侈品上，有时会产生怨恨。

The next 30 years will see the largest ever transfer of wealth take place, with recent estimates suggesting that at least $16tr of global wealth will pass to the next generation. The majority of which will be transferred over the next 10-30 years. About $830bn of that wealth transfer will occur in the UK. The question is, will the next generation be prepared for it?

未来30年里将出现史上最大规模的财富转移，近期估测似乎表明，全球将有至少16万亿美元的财富转移到下一代手中。其中大部分会在未来10至30年转移到位。大约8300亿美元的财富转移会发生在英国。问题是，下一代会为此做好准备吗？

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