在最低限度,拟订一份“如果我们身故或得重病了该怎么办”的文件是个不错的主意,可用这份文件为下一代列出在各类财务问题上应该联系谁。连同一份列出你拥有的资产的声明,这应该帮助你的成年子女或孙辈厘清你的财务世界,即便你们事先并未讨论过。
Back to my daughter and her question about my net worth. I answered: “We have enough money to have a nice lifestyle; for me to choose what type of work I want to do; for us to fund your education and help you buy a house or start a business; for us to support various charities; and for your mother and I not to be a burden on you when we are old.”
回到我的女儿和她提出的有关我净资产的问题上。我的回答是:“我们有足够的钱享有不错的生活方式;我能自主选择想要做什么样的工作;我们能资助你的教育,并帮助你买房或创业;我们能支持各种慈善事业;还能确保在我和你的母亲年老时不会成为你的负担。”
My daughter replied: “I get it, Dad. What you are saying is you’ve opened the door for me but it’s up to me to walk through it, right?” I smiled to myself — that’s the answer I’d expect from someone studying the classics. She continued: “But one day I do want to know what you’re worth.”
我的女儿回答说:“我明白了爸爸。你是说你为我打开了一扇门,但迈入这道门得靠我自己,对吗?”我由衷笑了——这是我预计会从古典学专业的学生听到的回答。她继续说:“但总有一天我会希望知道你的身价。”
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