使用72法则也非常的简单,你唯一需要的数据就是投资的年回报率。当然,你还是希望用计算器去跑数据。
One thing to note: the Rule of 72 works best for investments that have a fixed rate of return. While most investments don't have a fixed rate of return over a long period of time, you can use an average estimate to get a pretty good idea of how long it will take you to double your money.
有一点需要注意:对于有固定收益率的投资,72法则才最好使。然而大多数的投资并没有长期固定收益率,不过你可以用平均收益率来代替,这样也能算出你的投资多久才能翻番。
How to Use the Rule of 72
如何使用72法则?
If you're ready to put the Rule of 72 to work, here's what to do. To estimate how long it takes for your money to double, simply divide 72 by the interest rate. The result is how many years it will take for your money to double at that rate.
如果你打算开始使用72法则,这是你需要做的。想要简单地预测投资本金何时翻番,你只需要用72除于收益率即可。结果就是该收益率下你的本金翻番所需要的时间。
For example, let's assume you can earn a 6% rate of return. How long will it take $1,000 to grow into $2,000? Here's the equation:
举个例子,比如投资回报率是6%,需要多长时间1000美元的本金才能变成2000美元呢,等式在此:
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