It’s also bad for women in heterosexual unions, because they end up paying for the lion’s share of kid expenses when couples keep their money separate. British sociologist Jan Pahl found that mothers were paying for 85 percent of their children's clothes and 78 percent of their child care and school expenses, while fathers paid for 73 percent of the family’s alcohol and 69 percent of their car expenses. Pahl writes:

We do not actually know whether payments for childcare come from joint accounts or individual accounts, but it is clear that typically women pay the costs of children, in the sense that they hand over the money or pay the bill. This does not matter if all the money coming into the household is pooled in a joint account to which both partners have access. However, it may be a very different story if the partners keep their finances separately and there is no expectation of sharing, either in income or spending.

That makes sense. As does the overall notion that couples that don’t pool any money are less happy than couples that do. But that blanket statement doesn’t account for the intricate nuances of how different kinds of couples manage their money and their relationships. I buy that pooling money is the best for a 40-year-old couple on their first marriage with two kids. But a couple of retirees on their second marriage, with no shared children? I’m not so sure.

据《彭博观点》报道，梅甘·麦卡德尔在他的新研究中发现：夫妻共同为家庭账户存的钱越多，他们的婚姻越幸福。

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