2. They spend within a budget.
2. 他们的花费控制在预算之内。
These individuals realize that there are limits to what they can do — financially speaking. Like anyone, they would probably enjoy shopping whenever they like, going on vacations whenever they like, and spending money however they like. But this isn't the reality for most people, and financially happy people know this. They stick with a budget, which is how they avoid unnecessary debt and have enough income to pay bills.
这些人意识到他们在经济上有限制。和别人一样,他们可能也想随性购物、随性度假、随性花钱。但这对大多数人来说不现实,而他们知道这一点。他们坚持在预算内消费,这就是他们如何避免不必要的债务以及有足够的钱支付账单。
3. They pay credit balances and maintain good credit.
3. 他们付卡帐并且有良好信用。
Being financially happy starts with being financially responsible. These individuals understand the dangers of credit cards and the importance of good credit. They may only use a credit card when absolutely necessary and pay off the balance each month. Their habit of timely payments and only buying what they can afford contributes to low debt and a higher credit score.
财务状况良好始于对其负责。这些人了解信用卡的风险和信用良好的重要性。他们可能只在非常必要的时候用信用卡,并且每个月付清欠费。及时付款和只买付得起的东西的习惯让他们有低债务和高信用。
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