6. They find satisfaction in what they have.
6. 他们在自己拥有的东西中找到满足感。
Financially happy people live within their means and ignore the temptation to keep up with everybody else. Income levels vary and they realize that keeping up with the Joneses can bring more headaches than joy. They do what they can according to their income and they're content with their life — even if it means driving a regular car and living in a smaller house.
经济上快乐的人量入为出,能抵住和他人比较的诱惑。收入水平各不相同,而且他们意识到攀比带来的痛苦比快乐更多。他们根据收入条件做自己想做的事而且满意自己的生活——即使这意味着开更普通的车和住更小的房子。
7. They control impulse spending.
7. 他们能控制冲动消费。
Impulsive spending can bust budgets and drain finances. A person who's financially happy doesn't shop on a whim. They typically plan purchases and only spend if it's in the budget.
冲动消费会超出预算并花光钱。财务状况好的人不会因一时兴起购物。他们通常会想好买什么,而且只会在预算内消费。
8. They are well-informed borrowers.
8. 他们是消息灵通的借款人。
Whether they're applying for a credit card or applying for a mortgage loan, they always compare different products and do their homework to ensure they're getting the best deal. If they don't feel comfortable with a particular offer, they're not afraid to walk away.
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