Credit headaches are only one financial problem the survey revealed. While about 40 percent of respondents said credit scores are currently a source of marital strife, about a quarter cited budgeting and 20 percent blamed debt repayment. One in three newlyweds said their spouse's spending habits are different than what they expected.

令人头疼的信用评分其实只是该项调查反映的问题之一。40%的受访者表示现在信用评分常常是他们夫妻吵架的导火索，约25%的受访者因家庭预算问题争吵不休，另有20%的受访者因偿还债务而怨念重重。三分之一的新婚夫妇表示，配偶的消费习惯与他们预先的期待完全不一样。

When you are worried about your spouse or fiance's finances, it can be emotionally challenging to broach the topic. But there are ways to get your partner to open up without seeming too critical. Meeting with a financial planner or other professional can help by adding an unbiased third party to the equation, said Carbrey.

当你为配偶或未婚夫（妻）的经济情况感到担忧时，打开天窗说亮话，未免有伤感情。不过总有方法既可以让你的另一半坦然开口，又能局势看起来不至于太僵。卡布雷表示，理财规划师或其他相关方面专家就可以充当中立的第三方，不偏不倚地帮助夫妇解决问题。

"That can be a good moment to find out about assets and liabilities, and whether they have too much debt," she said.

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